Portugal Golden Visa

Portugal Golden Visa

The Portugal Golden Visa or Residence-by-Investment Program has seen it become the outstanding Residence Program within the European Union. With sound investment options largely geared towards real estate or certain Government-approved investment funds, the Program continues to perform outstandingly. Allowing for families to settle in Portugal and access work, education, and medical facilities within the Country. Holders also have the benefit of Visa-Free access to the EU Schengen Territories. From the beginning of 2022, the Program has seen changes largely affecting the residential real estate areas one can invest in as well as the raising of the approved Investment fund from EUR 350,000 to EUR 500,000. The information below is in line with the updated legislation and requirements.


  • Fast processing time with residence granted within 90 days
  • Low stay requirements annually, with 7 days in the first year and 14 days within the subsequent 2 years of residence
  • Spouse, children, and parents can be included
  • Applicants become eligible to apply for Portuguese Citizenship after 5 years of Residence
  • Rental yield can be gained through a high-value real estate purchase
  • Highly beneficial tax jurisdiction


Option 1:

Real Estate Acquisition in a designated area, with the minimum purchase value of EUR 500,000 or EUR 350,000 real estate acquisition where purchased real estate is a minimum of 30 years old and requires refurbishment. Further discounts of 20% may be applicable when purchasing in an area registered to have a low-density population. The investment again needs to be maintained for a minimum 5-year period

Option 2:

The investment into a Government approved fund is usually geared towards real estate to the minimum value of EUR 500,000. This has become an increasingly popular option with the restricted residential real estate option in Porto and Lisbon. It allows for easy application flow and ease of exit on the investment required. The investment must be held for a minimum period of 5-year leading to Permanent Residence 

Process & Timeline

Applicants must choose an initial investment, if real estate this would often require a visit to view required real estate. The required Portuguese bank account, POA and Tax ID can be processed and finalized without visiting Portugal. Once in place and ensuring all required documentation is properly prepared the SEF online submission can then take place. Approval is granted and at this stage, the SEF physical appointment date can be scheduled, applicants will then pay the relevant SEF fees, attend and submit the application in person. Approval and Residence Cards are then granted with renewal required after year 1 and year 3.

Visa-Free Access

Holders of Portugal Permanent Residence are granted Visa-Free access to the EU Schengen States for 90 days in every 180 days.

Government Fees

  • SEF Processing Fee: EUR 532.70 for the main applicant, EUR 83.10 per dependent
  • SEF GRP Card Fee: EUR 5,324.60 per applicant